High Risk Homeowners
HO-3, HO-5, HO-6, HO-8 and more…
Couch Braunsdorf can provide a High-Value Home insurance quote in three convenient ways: online, phone and email. We offer access to the most competitive non-standard personal lines carriers with local real estate expertise. If your client’s home is ineligible for a standard carrier, our experienced sales team is ready to lend support with multiple E&S solutions. Contact Couch Braunsdorf High-Value Home insurance specialists today to learn more about our coverage options.
Highlights
- Three Ways to Quote: 1) Online, 2) Phone, 3) Email a Specialist
- Cannot write wind only via online quoting platform
- A- or better rated admitted and non-admitted markets (admitted markets not available online)
- Online quoting: valued $250,000 up to $1M (homes valued $1M+ will be referred to an underwriter)
- Coastal properties
- Wind mitigation credits available
- Tailored coverage and limits to meet the needs of high-end clients
Coverage
- Primary, Secondary, Seasonal Homeowners, Rentals, Builders’ Risk and Vacant
- Short-Term Rentals
- Coastal Properties right up to the water
- Unprotected Rating Classes (9&10)
- Can write with Wind, Ex-Wind or Wind-Only
- Older homes with updates
- Non-renewed homes with losses
Coverage
- HO-3, HO-5, HO-6, HO-8
- DP-1 and DP-3
- Umbrella
- Excess Flood
- And more!
Some products may only be available through a Couch Braunsdorf underwriter.
Binding Requirements
- Signed application
- Diligent effort form
- State affidavit (if applicable)