Hospitality Insurance

Hotels, Restaurants, Bars, Taverns, Nightclubs and more…

The hospitality industry opens its doors daily to numerous risks and potential lawsuits. Hotels, motels, restaurants, bars, taverns, and nightclubs all face threats from cyber attacks, injured patrons, lack of security, theft, liquor liability, food poisoning and many other health scares. Couch Braunsdorf hospitality insurance specialists are on hand to help protect your clients. Acceptable risks include up to 100% liquor receipts, live entertainment, dancing, establishments open until 2:00am, new businesses, and prior losses. Contact us today to learn more about our hospitality insurance coverage solutions!

Target Classes

  • Hotels & Other Accommodations
  • Restaurants, Bars and Taverns
  • Large Nightclubs

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact a Couch Braunsdorf Specialist.

Submission Requirements

  • ACORD forms
  • Supplemental application will vary by risk
  • 5 years loss runs
Coverage
  • General Liability
  • Property
  • Excess/Umbrella
  • Assault & Battery (full limits available on risk by risk basis; Excess over A&B also available)
  • Liquor Liability
  • HNOA
  • Tailored Products (Hotels & Other Accommodations)
  • Assault and Battery (subject to no prior A&B claims)
  • Abuse and Molestation (subject to no prior Abuse and Molestation claims)
  • Liquor Liability
  • Hired and Non-Owned Auto
  • Animals (no vicious breeds)
Highlights
  • Brokerage, binding and program capability
  • A.M. Best “A-” or better markets
  • Admitted and non-admitted carriers
  • Available nationwide
  • Monoline and package available
  • Low minimum premiums