Habitational & Real Estate

Condos, Townhomes, Student Housing, REO and more…

Floods, fires, earthquakes and weather-related incidents can catastrophically damage property. Without any warning, frozen pipes, wind or hail can result in expensive repairs. All Risks commercial real estate insurance coverage protects your assets from damage caused by Mother Nature, theft and vandalism. All Risks has extensive experience, regional knowledge in offices countrywide and a wide selection of coverage to protect your clients’ investments. Contact us today to learn more about our real estate insurance coverage options.

Target Classes

  • Habitational
    • Apartment building/hotels
    • Condominium complexes
    • Multi-unit dwellings
  • Townhomes
  • Boarding houses
  • Student housing
  • Aluminum wiring – remediated or not
  • Senior housing
  • Vacant properties
  • HUD and Section 8 housing
  • REO/Force-placed
  • Establishments providing lodging, meals and other services
    • Hotels/motels/motor inns
    • Resorts
    • Tourist cabins/courts
    • Dude ranches

Disclaimer: All classes and lines of coverage may not be available in all states. For current availability, please contact a Couch Braunsdorf Specialist.

Submission Requirements

  • ACORD form
  • Supplemental application will vary by risk
  • 3-5 year loss runs
  • Statement of values
  • General Liability
  • Property
  • Excess/Umbrella
  • Crime

Tailored Products

  • Exclusive Programs
  • Binding Authority
  • Hired and Non-Owned Auto
  • Innkeepers’ Liability (hotels/motels)
  • Liquor Liability (hotels/motels)
  • Assault and Battery
  • Building
  • Building Personal Property
  • Business Income
  • Basic, Broad or Special Form
  • Replacement Cost or Actual Cost Value
  • Equipment Breakdown
  • Inland Marine
  • Flood and Earthquake
  • Ordinance or Law
  • Brokerage, binding and program capability
  • A.M. Best “A-” or better markets
  • Admitted and non-admitted carriers
  • Available nationwide
  • Monoline and package available
  • Low minimum premiums